Rollover Evaluator
 

Should I roll over to an IRA?

Rollover evaluator

If you have multiple retirement savings accounts held in more than one place as a result of job changes or other personal circumstances, the rollover evaluator will help educate you to understand the pros and cons of keeping your retirement savings in an employer-sponsored plan such as a 401(k) or 403(b) versus rolling it over into an IRA.

Since retirement savings rules change based on your age, let's start there. What is your date of birth?

Here's your summary

Based on your input, here are the options to consider along with a summary of your answers. Contact an Ameriprise financial advisor to learn more about your options and what type of approach will work best for your needs.

Find an Advisor Download Results

Assessment results have not yet loaded

Assessment results have not yet loaded

Pros

Cons

Assessment results have not yet loaded

Here's your summary

Based on your input, here are the options to consider along with a summary of your answers. Contact an Ameriprise financial advisor to learn more about your options and what type of approach will work best for your needs.

Your options

Summary of your results

Be sure you understand the potential benefits and risks of an IRA rollover or transfer before implementing. As with any decision that has tax implications, you should consult with your tax adviser prior to implementing an IRA rollover or transfer.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Rollover Evaluator

If you have more than one 401(k), 403(b) or other retirement savings account, you're not alone. Many people have multiple retirement savings accounts held in more than one place as a result of job changes or other personal circumstances.

The rollover evaluator will help you understand the advantages and disadvantages of keeping your retirement savings in an employer-sponsored plan such as a 401(k) or 403(b) versus rolling it over into an IRA.

How the evaluator works

Our evaluator tool will ask you some questions about your situation and guide you through your options as well as the pros and cons associated with each option.

The goal is to help you make an informed choice about the best way to manage your retirement funds. Please consider all your options when making decisions about your retirement accounts.

Related Information

Understanding Roth IRA conversions

Net unrealized appreciation (NUA) tax strategies

Retirement tools, calculators, and milestones

1 Ameriprise Financial Confident Retirement Client Survey, December 2014
The Confident Retirement approach is not a guarantee of future financial results.
The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.
Ameriprise Financial and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.
Ameriprise Financial Services, Inc. Member FINRA and SIPC

Back to top Top