We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and benefits.  Upon approval, please refer to your Cardmember Agreement for additional information.

* Balance transfer transactions from other Elan Financial Services accounts are not permitted.

¹ To receive this one-time bonus, you must spend at least $1,000 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening. 10,000 bonus Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Your ability to earn this one-time bonus Rewards Points offer is dependent upon your credit limit. Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Existing and previous Ameriprise^® Visa Signature cardmembers are not eligible for this offer. Offers subject to change. 

² You will earn 1 Rewards Point per $1 in eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy, or death), unless otherwise required by law. Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account, unless otherwise required by law. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions for additional information.

³ Eligible Ameriprise accounts include eligible open and active Ameriprise^® Active Portfolios investments, Ameriprise^® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE^® Financial Account, Ameriprise^® Brokerage account and Ameriprise^® Cash Reserve Certificate account (each “Ameriprise Account”) held individually, jointly or by revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Account”). Ameriprise Accounts held by any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this cash back redemption option. The list of Eligible Ameriprise Account and ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions.

⁴ If you choose to redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, you will receive 25% more cash back value per Rewards Point than if you redeem for statement credit.
Statement Credit: When you redeem your earned Rewards Points for statement credit, 1 Rewards Point is worth $0.01. Redemption minimum starts at 10,000 Rewards Points. Redemptions over 10,000 Rewards Points must be made in increments of 100 Rewards Points. 10,000 Rewards Points are worth $100; 30,000 Rewards Points are worth $300 when redeemed for statement credit. Cash back into an Eligible Ameriprise Account: When you redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, 1 Rewards Point is worth $0.0125. Redemptions occur in 30,000 Rewards Points increments. With the 25% additional cash value when redeemed into an Eligible Ameriprise Account, 30,000 Rewards Points are worth $375. Eligible Ameriprise accounts include eligible open and active Ameriprise^® Active Portfolios investments, Ameriprise^® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE^® Financial Account, Ameriprise^® Brokerage account and Ameriprise^® Cash Reserve Certificate account (each “Ameriprise Account”) held individually, jointly or by revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Account”). Ameriprise Accounts held by any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this cash back redemption option. The list of Eligible Ameriprise Account and ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions. The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions.

⁵ Your 0% Introductory Annual Percentage Rate (APR) applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

⁶ No preset spending limit does not mean unlimited spending. Individual transactions are authorized by card issuer based on factors such as account history, credit record and payment resources. Card issuer will preset an upper limit for revolving balances and cash advances.

⁷ Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Cardmember Service promptly of any unauthorized use. Certain conditions and limitations may apply.

⁸ Certain terms, restrictions and conditions apply. Refer for your Visa Guide to Benefits for details.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.  

Elan Financial Services is the creditor and issuer of Ameriprise^® Visa Signature^® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program.

Ameriprise Bank, FSB administers all operational aspects of the Rewards Program. Please visit ameriprise.com/rewards-terms-and-conditions for the Ameriprise Rewards Program Terms and Conditions details. Offers are subject to change.

You may not use your Ameriprise^® Visa Signature^® or Ameriprise^® Premier Visa Signature^® card account (including, but not limited to, the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities.

Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC. (“AFS”). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. AFS financial advisors may receive compensation for selling bank products.

Ameriprise Bank, FSB. Member FDIC.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Ameriprise Financial Services, LLC. Member FINRA and SIPC.

Ameriprise^® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc.

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